Privacy Policy

Privacy is not a feature.
It's the architecture.

Your financial data stays on your device. Period. Here's exactly how we handle your information.

100% Local Storage

All data is stored locally on your device using AES-256 encryption. We never upload, sync, or share your financial data with any external servers.

Notification Access

Fino reads bank notifications to auto-detect transactions. All data is processed locally. Original notifications are never stored or transmitted.

No Data Selling

We do NOT sell, share, or transmit your personal data. No analytics services, no advertising networks. Your data is yours alone.

GDPR & CCPA Compliant

Full compliance with global privacy regulations. Export or delete all your data at any time. You're always in control.

Detailed Policy

Expand each section to read the full details of our privacy practices.

Personal Information:

  • Transaction Data: Amount, category, date, and description you provide.
  • Budget Information: Budget limits and spending data you set.
  • Bill & Subscription Details: Information about recurring payments you track.

Automatically Collected:

  • Anonymized crash reports to help improve the app.

Fino requests Notification Listener permission to automatically detect bank transaction notifications. This feature:

  • Reads notifications from banking and payment apps
  • All data is processed locally on your device
  • Real-time transaction detection
  • Original notifications are never stored or transmitted

We detect: Transaction amounts, merchant names (anonymized), transaction type.

We NEVER collect: Account numbers, card numbers, OTP codes, personal identification numbers.

Local Storage:

  • All data stored locally using AES-256 encryption
  • Encryption keys stored in Android Keystore / iOS Keychain

No Cloud Storage:

  • We do not upload, sync, or share financial data with external servers
  • Data never leaves your device unless you explicitly export reports
  • Export all your data at any time
  • Delete all data via app settings or by uninstalling
  • Control notification access permission
  • Opt-out of anonymous data sharing
  • Ask questions about your data

If you have questions about this Privacy Policy:

  • Email: support@fino.app
  • Website: fino.app
Last Updated: February 2025