AI-Powered Finance

Your Money.
Your Privacy.
Your AI.

Fino automatically tracks your spending, detects transactions from global banks, and delivers AI-powered insights — all while keeping your data 100% on your device.

500+
Banks Supported
AES-256
Encryption
100%
Offline
Good Evening
Ahmed
Total Balance
﷼ 4,280.50
Income
﷼ 6,420
Expenses
﷼ 2,140
Recent Activity
🛒
Groceries
Today, 2:30 PM
-﷼ 45.80
💼
Salary
Mar 1
+﷼ 3,200
🧠
FINO Coach
You're saving 33% of income — great pace! Consider increasing your emergency fund.
Auto-detected
+﷼ 3,200 Salary
Encrypted
AES-256
Bill Due
Tomorrow

Everything you need to
master your money

Powerful features designed to give you complete control over your finances — effortlessly.

Auto-Detect Transactions

Fino reads bank notifications and SMS to automatically detect and categorize transactions. No manual entry needed — just link and go. Supports global banks worldwide.

Global Banks

AI-Powered Insights

Get personalized financial advice and smart budget recommendations tailored to your spending patterns.

On-Device AI

Smart Budgets

Set category budgets and track spending in real-time. AI alerts you before you overspend.

Real-time

Bill Reminders

Never miss a payment. Automated reminders for recurring bills and subscriptions.

Never Late

Net Worth & Multi-Currency

Track your complete financial picture across accounts — savings, investments, real estate, and more. Support for 50+ currencies with automatic conversion. Export detailed PDF and CSV reports anytime.

PDF/CSV Export

Get started in
three simple steps

From download to financial mastery in under 2 minutes.

1

Download Fino

Install the app and create your account — or start instantly as a guest. No credit card required.

2

Auto-Detect

Enable notification access and watch Fino automatically detect transactions from your banking apps in real-time.

3

Master Your Money

Get AI insights, set budgets, track bills, and watch your net worth grow — all completely private.

Works with banks
worldwide

Fino automatically detects transaction notifications from any banking app — regardless of your bank or country. No API keys, no manual linking.

500+
Banks Supported
99.1%
Detection Accuracy
50+
Currencies
0
Data Collected
AES-256
Biometric Lock
Zero Cloud
GDPR/CCPA

Your data never
leaves your phone

We built Fino with a privacy-first architecture. No cloud storage, no data selling, no compromises.

AES-256 Encryption
Military-grade encryption for all stored data. Keys secured in hardware-backed keystore.
Biometric Authentication
Fingerprint and face recognition to keep your financial data truly yours.
100% Offline Storage
Your financial data is never uploaded, synced, or shared with any external servers. Ever.
GDPR & CCPA Compliant
Full compliance with global privacy regulations. Your rights, always respected.

Intelligence that
lives on your phone

Powered by on-device LLM inference — no cloud, no data leaks. Just smart, private banking intelligence that works offline.

FINO Coach
Daily personalized insights, spending velocity alerts, and savings recommendations — all generated locally.
Instant Analysis
Transactions are categorized and analyzed in under 2 seconds — even in airplane mode.
Smart Alerts
Get notified about unusual spending, subscription renewals, and budget limits — intelligently.
FINO AI — Local Inference
$ fino-ai --mode local --analyze
→ Loading on-device model...
→ Model: Gemma 2B (quantized)
→ Inference: 100% on-device
📊 Spending Analysis:
├─ Top category: Dining Out (32%)
├─ Savings rate: 28% ↑ above target
└─ 💡 Try meal prepping to save ~40%

Take control of your
finances today

Join thousands of users who trust Fino to manage their money — privately, intelligently, and effortlessly.